---
title: Automating Pre-Fund QC to Lower Review Time by 50% for a US Mortgage Lender
description: Discover how a mid-sized US mortgage lender reduced pre-fund quality control (QC) review time by 50% and cost by 40% with automation, AI-powered doc processing.
---

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# Automating Pre-Fund QC to Cut Touch Time by 50% and Cost by 40% for a US Mortgage Lender

#### ![office-building-small](https://connect.alchemistsolutions.io/hs-fs/hubfs/office-building-small.png?width=100&height=100&name=office-building-small.png)

## Client Profile

#### Mid-sized Mortgage Lender

A US-based mortgage lender licensed in 40+ states, processing over 2,000 loans monthly across retail and wholesale channels. With aggressive funding timelines and rising origination volumes, the lender needed a faster and more scalable solution for its **pre-fund quality control (QC) process**

## ![problem-solving](https://connect.alchemistsolutions.io/hs-fs/hubfs/problem-solving.png?width=100&height=100&name=problem-solving.png)Challenge

The lender’s pre-fund QC was **heavily manual and resource-intensive**. Reviews were conducted using static checklists in Excel, relying on staff to review documents and verify data from LOS and documents. As production increased, the lender faced difficulty meeting internal turnaround time goals and was forced to **either increase headcount or limit the number of files reviewed**, neither of which was a sustainable long-term option. Reducing cost per file and maintaining accuracy were both essential.

Some challenges:

- **300+ validation items**, many requiring derived and computed values
- Overall Turn Time delays with **3+ hours touch time for reviewing each loan**

### ![solution](https://connect.alchemistsolutions.io/hs-fs/hubfs/solution.png?width=100&height=100&name=solution.png)

## Solution

#### Automation + AI + Human Expertise

Alchemist Solutions implementeda fully automated, AI-driven QC platform, combining intelligent document processing (IDP), complex rules engine, and human-in-the-loop (HITL) exception handling.

- Checklist items were digitized, with rule logic applied for every data and document check
- Instead of manually downloading and inspecting documents, the platform highlighted discrepancies between documents, LOS data, and guidelines.
- Structured escalation process when issues required human intervention.

Some key components of the solution:

- Custom ruleset development for **300+ QC parameters**
- **AI-powered** document classification and data extraction
- Integration into the client’s existing QC systems
- **HITL support** for exceptions and compliance validation
- **Actionable analytics** and reports

### Impact/ Benefits Delivered

## QC Review from ~3 hours to ~30 minutes

Reduction in touch time of nearly 50% facilitated overall Turn Time of 24 hrs

### 40% Lower Pre-fund QC Review Costs

Automated Doc processing and reduction in manual work

### Comprehensive checks and reporting

Income, Asset Verification and Credit Analysis. List of conditions

### Improved scalability of QC operations

Ability to handle higher volumes without sacrificing quality

![Benefits](https://connect.alchemistsolutions.io/hs-fs/hubfs/benefits.png?width=350&height=350&name=benefits.png "Benefits")

50%

Lesser time to review

40%

Lower QC costs

100%

coverage

![Elevate logo](https://7528309.fs1.hubspotusercontent-na1.net/hubfs/7528309/raw_assets/public/mV0_d-cms-elevate-theme_hubspot/elevate/images/newsletter.png)

## Quicker Pre-Fund QC Reviews at Lower Cost?

[Request a Demo](https://alchemistsolutions.io/Home#contact-section)

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